Changelog

All notable changes to Creditum will be documented in this file.

The format is based on Keep a Changelog, and this project adheres to Semantic Versioning.

Table of Contents

[Unreleased]

Added

  • REST API public beta
  • Enhanced documentation portal
  • Mobile-responsive design improvements

Changed

  • Improved credit scoring algorithm accuracy
  • Updated economic data integration

Fixed

  • Minor UI/UX improvements
  • Performance optimizations

[1.0.0]

2025-01-01

Added

  • Initial public release
  • Web-based credit risk simulator
  • Python package for credit scoring
  • Basic stress testing capabilities
  • FRED economic data integration
  • CRA compliance heatmap
  • Docker deployment support
  • Comprehensive documentation

Features

  • Credit Scoring: Advanced ML-based credit risk assessment
  • Stress Testing: Portfolio analysis under adverse scenarios
  • Economic Integration: Real-time FRED data incorporation
  • Web Interface: User-friendly simulation tools
  • API Ready: Foundation for upcoming REST API

Technical

  • FastAPI backend with PostgreSQL
  • React/TypeScript frontend
  • Docker containerization
  • Redis caching layer
  • Comprehensive test coverage

[0.3.0]

2024-12-15

Added

  • CRA heatmap visualization
  • Enhanced portfolio stress testing
  • Mobile-responsive design

Changed

  • Improved user interface
  • Optimized performance
  • Enhanced error handling

Fixed

  • Data validation improvements
  • Cross-browser compatibility

[0.2.0]

2024-11-30

Added

  • Economic data integration
  • Stress testing framework
  • User authentication system

Changed

  • Redesigned credit scoring algorithm
  • Updated documentation

Security

  • Enhanced data encryption
  • Improved access controls

[0.1.0]

2024-11-01

Added

  • Initial alpha release
  • Basic credit scoring functionality
  • Simple web interface
  • Core risk assessment features

Release Process

Version Numbering

  • Major (X.0.0): Breaking changes, major new features
  • Minor (0.X.0): New features, backwards compatible
  • Patch (0.0.X): Bug fixes, minor improvements

Release Schedule

  • Major releases: Quarterly
  • Minor releases: Monthly
  • Patch releases: As needed

Support Policy

  • Current version: Full support
  • Previous major: Security updates only
  • Older versions: No support

Getting Updates

Web Application

Updates are deployed automatically. No action required.

Python Package

pip install --upgrade credit-risk-creditum

API

API versions are maintained for backwards compatibility. Deprecated endpoints will have 6-month sunset periods.

For detailed technical changes, see our GitHub releases.